Joyce Tkachik

A first vice president in mortgage modification, Joyce has worked for JPMorgan Chase for 26 years. Her career experience in mortgage banking operations includes servicing, originations, post closing and retail banking. She’s traveled to Asia for the business and manages offshore and onshore functions.

Joyce has a bachelor’s degree in business management from National Louis University in Illinois. She has served as a board member for Family Foundations in Jacksonville and other volunteer positions in the community.

Ponte Vedra residents, Joyce and her husband, Mark, and have two children, Kailey and Michael.